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The averages that we state are based on prior results. These results will vary depending on your unique enrolled creditors and tailored program terms. Fees for debt reduction are specific to the individual enrolled. The term of the program will be determined during your free consultation. Not every member is able to successfully complete the program for a wide range of reasons. We do not guarantee results or that your debts will be resolved for a specific percentage or within a specific time frame. We do not assume your debts, provide tax advice, bankruptcy advice or accounting advice. Our service is not available in all states. If you are unsure if we service your state, please inquire with our member success team. The fees that we charge may vary depending the state in which you reside. Please contact your accountant to discuss the tax implications that you may experience after debt settlements programs. Please be sure to read and understand all enrollment information prior to enrolling into our program. Debt reduction will likely adversely affect your credit score, may result in you being sued by creditors and/or collection agencies. In addition, your balances may increase while in the debt reduction program due to fees and interest accruals. Once a resolution is successfully executed by us on your behalf, the debt is satisfied.